Reputation for paying claims
In 2007, we paid over £110,000,000 in critical illness claims, bringing the total paid since 1996 to more than half a billion pounds! That’s a lot of claims, a lot of money and a great deal of benefit in the hands of your clients at their time of need.
But our reputation for paying claims is only one of a number of reasons to recommend Legal & General to your clients.
Market leading expertise
- Legal & General is the UK’s number one critical illness product provider.
- We have one of the largest underwriting capacities in the UK.
- Plus the expertise to advise you on medical issues before application through our Medical Underwriting Technical Advice Line (MUTAL).
Superior products
- Our new range of products covers 35 critical illnesses – 12 more than the ABI’s latest guidelines.
- A number of our critical illness definitions are broader than the
ABI model. - And we’ve added further value by including three additional illnesses.
Competitive pricing
- We regularly review our prices to ensure we remain competitive and offer great value.
- In 2007, 86% of Level Term Assurance + Critical Illness Cover Plan cases were completed on original quoted standard rates.
- We offer further discounts to rates, if business is submitted electronically through our Online Protection (OLP) system .
Service with speed
- Our online submission and award winning interactive underwriting system ensures your clients are on risk quickly.
- Even if we need more information, we typically issue terms on almost 70% of cases within two days.
- Our Tele Medical Interviews and other screenings also help get your business through faster.
- And to safeguard your business, our new early warning system (NEWS) will notify you of any missed premiums as soon as they occur.
And if you still need another reason...
We’ve been consistently voted the best
In the last three years we have won more than 50 awards for our protection business products and service delivery.
View our full list of honours.
