As well as cover for 35 critical illnesses, the following benefits are available where eligible. Terms and conditions apply – for further details please refer to the relevant key features document.
Life Cover equal to the value of your critical illness sum assured
Children’s Critical Illness Cover
Cover is automatically included for the policyholder’s existing or future children. This benefit could be used to help pay for childcare for their other children whilst in hospital, or towards looking after a child who is ill.
Total and Permanent Disability
Total and Permanent Disability is a listed illness that is covered at no extra cost. For the full definition please view Legal & General's Guide to Critical Illness CoverAccidental Death Benefit
Accidental Death Benefit is included for a maximum of 90 days, whilst we underwrite the application.
This gives flexibility to increase the level of cover, without the need to provide further evidence of health, in the event of:
- Marriage or registered civil partnership
- The birth or adoption of a child
- An increase in a mortgage because you're moving home or undertaking major home improvements.
- Salary increases (FPIP plans only)
24 hour medical help and advice line
All claimants and their families have access to a 24-hour medical help and advice telephone service.
Trusts
Writing a protection policy in trust may help to ensure the right people get the right amount of money, should death occur.
Please refer to our trust pack for further information.
- For Mortgage Protection Cover we also offer:
Free Life Cover between exchange and completion
A valuable benefit which enables dependents, to complete the house purchase and fulfil their legal obligations, should your client die. In Scotland this free cover is between conclusion of missives and date of entry.
- SmoothMove
Legal & General has teamed up with Inter Partner Assistance, one of the largest international emergency assistance organisations, to provide SmoothMove. This cover, included at no extra cost, provides assistance on the day of the move and with domestic emergencies such as a burst pipe, for three months from the day of the house move.
